Rates .................................................................................

SHARE RATES CERTIFICATE RATES LOAN RATES

Effective as of: 1/1/2025

Account Type	Minimum Balance	APY*
Money Market Account (Golden Shares)	$10,000.00	3.819%
Regular Share	$5.00	1.004%
Christmas and Vacation Club	$0.00	1.004%
Checking	$0.00	0.100%
Individual Retirement Account	$5.00	4.060%
*APY (Annual Percentage Yield)

Calculators .................................................................................

The calculators are for limited informational purposes only.

Financial decisions should not be made based solely on the results from these calculators.
Always consult with your accountant or other professional advisors when making
such decisions.

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